Guide · Checked October 22, 2026
Commercial work is where roofing licenses grow teeth: the residential class stops covering you, insurance minimums jump, and thresholds move. If your plan is “residential now, commercial later,” the later has its own credential in most license states.
Illinois is the clean example: Limited covers residential up to 8 units; anything beyond — larger multifamily, commercial, industrial — needs Unlimited, with the $25,000 bond instead of $10,000. Florida's Certified license covers commercial roofing statewide; the Registered route is local by design. Minnesota's roofer license is a residential license — commercial roofing runs through the commercial contractor rules, a distinction MN's own pages draw carefully.
Oklahoma prices the commercial step explicitly: general liability of $1M (vs $500,000 residential) rides with the commercial endorsement under its post-2026 system. Alabama's line moves from $2,500 (residential roofer license) to $100,000 (commercial — raised from $50,000 by Act 2024-277). Bond amounts and experience documentation scale the same direction everywhere: commercial is the same verdict with bigger numbers, which is why the checker takes scope as an input instead of printing one answer per state.
The checker gives you the verdict. The kit gives you the paperwork, in filing order: the application walkthrough for your state's class, qualifying-party documentation templates, the bond and insurance spec sheet with your state's exact minimums, the city-registration checklist pack for no-license states, and the contract-compliance pack (deductible language and required contract notices, including Florida's deadlines calendar).
$49 one-time payment
Included in the $49 RoofingLicenseCheck Kit — every item below, for every state, one payment.
