Missouri · Checked October 22, 2026
No state license. Missouri does not license roofers or general contractors at state level at all. The credential that matters is local: Kansas City, the City of St. Louis, St. Louis County, Springfield and other jurisdictions run their own contractor licensing or registration, bonds and insurance rules. State law still controls how roofers sell insurance work — §407.725 bans advertising or promising to pay a deductible.
| Item | Missouri |
|---|---|
| Regime | No state roofing or general contractor license — city/county licensing only |
| Exam | None. Some local licenses (for example Kansas City contractor categories) require evidence of exams from recognised testing agencies — that is a city requirement, not a state one. |
| Experience | No state experience requirement published |
| Application fee | Not published — no state application |
| License / registration fee | Not published — no state license |
| Total state cost | $0 in state license fees. Local fees vary widely by jurisdiction and are not published as a single state figure. — Do not publish the $325 / $167 figures that appear in secondary roundups as 'Missouri' fees — in the sources checked they mix Kansas City application, business-license and renewal figures from different years and categories. Verify the current fee with the specific city before quoting it. |
| Bond | No state bond minimum published |
| Insurance minimums | No state license bond and no state-set liability minimum for roofers. Workers' compensation is required for construction employers under Missouri law (secondary sources cite RSMo §287.061 for construction). Local licenses commonly require liability and workers' compensation certificates — amounts are local. |
| Who qualifies | The applicant / business owner |
| Timeline | Not applicable at state level. Local licensing timelines vary by city. |
| Renewal | Not applicable at state level. Local licenses and registrations renew on the city's schedule, commonly annually. |
| Credential | Scope | Notes |
|---|---|---|
| No state license class | both | There is no Missouri state roofing license, no state exam, and no state license fee. Any 'Missouri roofing license' offered at state level is a local credential or a private certificate. |
Subcontractors follow the same pattern as primes: no state license, and whatever license or registration the city/county where the work is performed requires for that trade.
This is the whole system in Missouri. Examples from secondary sources: Kansas City licenses residential building and trade contractors through Planning & Development / Regulated Industries; the City of St. Louis Building Division runs a graduated construction contractor license; St. Louis County Public Works registers specialty contractors; Springfield requires registration with Building Development Services. Always check the exact city and county of the job — a license in one does not automatically cover the next.
Paying, waiving or advertising a deductible waiver is an offense. Citation: Mo. Rev. Stat. §407.725. The operative section is §407.725 (not the §407.850+ range sometimes cited). §407.725.2: a contractor shall not advertise or promise to pay or rebate all or any portion of any insurance deductible as an inducement to the sale of goods or services; 'promise' includes any allowance, discount, compensation, gift, prize, bonus, coupon, credit, referral fee or other item of monetary value. As enacted in 2011 (SB 101) it covered residential roof work on 1–4 family homes; the 2014 revision (effective Aug. 28, 2014) broadened 'contractor' to residential or commercial real estate. The section also gives the insured a right to cancel until midnight on the fifth business day after written notice from the insurer that all or part of the claim is not a covered loss, sets contract-notice duties, bars representing or negotiating the claim for the insured, and treats violations as an unlawful merchandising practice.
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